Mortgages are hard work. Not only do you have to sort through a mountain of paperwork but you also have to send dozens of emails, make numerous phone calls, and wait for hours until somebody gets back to you.
At Wheatley finance we think it’s really important that when you contact us you know exactly what you’re going to get so that you feel comfortable and in control of the process.
This allows you to make better choices about how to handle any mortgages you currently have and any mortgages you take out in the future.
We have an award-winning, leading industry process to give you much better outcomes and change the way you think about dealing with banks.
Give us a call today if you’re ready to start putting the pieces of your mortgage together.
You have a choice when it comes to your mortgage, despite what the banks say, and with our help, you’ll be in full control of your financing.
We take the mental stress of a mortgage off your shoulders - step by step! Here’s how we do it.
You’ll be able to book a call with us at a time that suits you. No playing phone tag! These are usually up to 45-minute calls where we’ll ask you some basic questions and you’ll be able to ask our team questions in return. We’re here to help you get the best possible deal on your mortgage so ask as many questions as you’d like about the process.
After the phone call is over, we’ll research your options and create a personalised video for you to watch. Our videos will explain what your options are and the next steps toward a successful mortgage application. Our clients say our videos are life-changing for their mortgage journey!
We give you a dedicated mortgage expert, based in Melbourne, who will do all the heavy lifting for you. They will help you complete your application as quickly as possible. We’ll upload your documents, get you a free credit report, give you access to a bank statements program, and help you complete any other application. This takes between 1-2 weeks.
Now that the application is submitted it’s on to
handling the banks. You won’t have to worry about being put on hold because we’ve got all this covered too. Until settlement, we’ll handle everything to do with the banks. We’ll help you manage your new loan through till settlement and ensure that everything goes swiftly. This takes about 2-4 weeks.
We know that once your loan settles the bank will try to sneakily increase your rate. They assume you don’t have the time to fight them! We have the time, resources, connections and systems in place to keep your mortgage repayments as low as possible. We’ll keep the bank honest so you don’t have to and conduct regular reviews to check your rates and recommend when to refinance.